Indiana Paycheck Calculator

Enter gross pay and withholding details → Get a 2026 Indiana take-home pay estimate.

2026 Take-Home Pay Estimate

Reviewing a paycheck or job offer? Enter gross pay and filing details, then refine the estimate with deductions and state settings.

Tax year 2026

Gross pay per period ($)

Pay frequency

Federal filing status

State model

Indiana

Advanced W-4, state, and deduction settings

Pre-tax deductions per pay ($)

Post-tax deductions per pay ($)

W-4 Step 3 annual credits ($)

W-4 Step 4(a) other income ($/year)

W-4 Step 4(b) deductions ($/year)

W-4 Step 4(c) extra withholding ($/pay)

State exemptions / allowances

Additional state deduction ($/year)

Local / county income tax rate (%)

YTD Social Security wages before this pay ($)

W-4 Step 2 checkbox

2026 state rate: 2.95%; $1,000 per entered personal exemption. Enter the applicable county rate separately.

Your take-home pay estimate will appear here

Enter gross pay to calculate federal, FICA, state, and local estimates.

Planning estimate for regular 2026 wages and a 2020-or-later Form W-4. It does not cover every credit, deduction, reciprocal agreement, local rule, paid-leave premium, benefit, bonus, tip, overtime, nonresident, or multi-job situation. Compare payroll with the 2026 IRS Publication 15-T and the applicable state source.

How to Use Indiana Paycheck Calculator

Enter Gross Pay and Frequency

Use one regular paycheck before tax and deductions.

Enter the County Rate

Find the applicable 2026 county rate in Indiana Departmental Notice #1 and enter it in Advanced Settings.

Add State Exemptions

Enter personal exemptions and use the state-deduction field for other permitted exemption amounts.

Review the Live Breakdown

Check federal, FICA, combined state/local, and take-home estimates.

Indiana Paycheck Calculator Features

Official 2026 Indiana 2.95% state rate
$1,000 personal-exemption deductions
Editable county income-tax rate
2026 federal and FICA calculation

Common Use Cases

Estimate Indiana take-home pay

Combine the statewide rate with the county rate that applies to residence or principal work location.

Compare county scenarios

Change the local rate to understand why similar salaries can produce different Indiana withholding.

Limits and Important Notes

How the Indiana Paycheck Calculator Works

Annual taxable wages are reduced by $1,000 per entered personal exemption and any additional state deduction.

The calculator applies the 2.95% state rate plus the local percentage entered, then divides annual withholding by pay periods.

Formula

Indiana state and county estimate = adjusted annual wages × (2.95% + entered county rate) ÷ pay periods

Example

For $52,000 annual wages, one $1,000 exemption, and a 2.02% county rate, the combined estimate is $51,000 × 4.97% = $2,534.70 annually.

No county rate is assumed; enter the official rate that applies under the January 1 residence or work-location rules.
$1,500 dependent and $3,000 adopted-child exemptions are not modeled separately; use the additional state deduction field.
Short-term nonresident, reciprocal-state, bonus, and special withholding rules are excluded.

Frequently Asked Questions

What is Indiana’s income tax rate for 2026?

Does Indiana have county income tax?

What exemption does the calculator use?

Why is the county rate blank?